Home Loan

Home Loan

A Home Loan is a certain amount of fund which is borrowed from the lender against a residential property to be bought. It is usually taken for the purchase, construction or renovation of a property.

How to apply for Home Loan online?

01
Visit Our Website

For the first step, you will have to visit our website to explore the loan options that fit your needs.

02
Select and Apply

Once you shortlist the loan you have been looking for, apply for it, and proceed with the further process.

03
Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

04
Enjoy Your Financial Freedom!

Once your application is approved based on your eligibility, you will have your loan amount disbursed to your bank account.

Want to apply for home loan online? Check home loan eligibility mentioned below:

For Self-Employed Individuals:

  • Resident Indians only
  • Aged between 23-70 years
  • Minimum 4 years of business continuity
  • Must earn minimum ₹1.5 lakh per annum
  • Tenure duration 12 months - 300 months

For Salaried Individuals:

  • Resident & Non-Resident Indians
  • Aged between 21-60 years
  • Minimum 3 years of experience
  • Must earn minimum ₹1 lakh per annum
  • Tenure duration 12 months – 360 months

Take a look at the documents required for home loan process and keep them handy.

Valid Identity Proof

Valid Address Proof

Valid Income Proof

  • Salaried: Last 2 months salary slip/ latest ITR or Form 16/ last 6 months bank statement
  • Self-employed : Latest ITR/ balance sheet or P&L statement/GST return/ last 6 months bank statements or CC statements, etc

Property Proof

  • Photocopy of draft sale deed and chain title documents (if any)
  • Allotment/Possession letter
  • No objection certificate from the society and other documents as per legal report

Home Loan EMI Calculator

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